U.s. Mortgage Rates Dip, Offering Hope for Homebuyers
Current Mortgage Rate Landscape The average long-term mortgage rate in the United States has seen a slight decline, settling at 6.21% for the week ending December 18, 2025. This represents a minor drop from 6.22% the previous week and is considerably lower than the 6.72% rate recorded a year ago, according to data from Freddie…